securepayAPI (operated by Lumiria LLC) is a US-based payment processing platform. We use SMS for a single, transactional purpose: sending one-time verification codes during merchant onboarding so we can confirm a phone number belongs to the person creating the account.
We do not send marketing, promotional, or recurring messages over SMS. There is no SMS subscription — each code is generated on demand when a user submits their own number on our verification form.
How users opt in
The opt-in is a web-form action. After signing up, the merchant opens the in-app Verification page, enters their own phone number, and clicks Send code. A short disclosure shown directly under the field reads:
By tapping "Send code" you agree to receive a one-time SMS verification code.
Tapping the button is the affirmative consent. We then send a single SMS containing a 6-digit code that expires in 10 minutes. No further messages are sent unless the user requests a resend from the same screen.
What the verification flow looks like
The verification page is part of the authenticated merchant dashboard at app.securepayapi.com/verify — it is only reachable after a merchant signs up and logs in, so reviewers without an account cannot open it directly. The two screenshots below capture the exact two screens a merchant sees when verifying their phone number.
Sample message
securepayAPI: Your verification code is 482103. It expires in 10 minutes. Do not share this code.
We never include marketing copy, links, or third-party content in these messages. Standard message and data rates may apply depending on the carrier.
Privacy & security
The phone number is collected and processed under our Privacy Policy. We do not sell or share phone numbers with third parties for marketing purposes; the number is used solely to send the verification code and to contact the merchant about their account. SMS is delivered via OpenPhone (Quo) acting as our service provider under a data processing agreement.
Contact
Questions about how we use SMS, or about this disclosure? Email privacy@securepayapi.com or write to Lumiria LLC, 2232 Dell Range Blvd, Ste 285, Cheyenne, WY 82009, USA.